Soft credit pull · No impact

Capital that scales with your revenue.

Get up to $2M in growth funding based on your monthly sales. No equity dilution. No fixed monthly stress. Funded in 24–48 hours.

Business owner reviewing revenue growth dashboard
Range$10k–$2M
Speed24–48h
Approval rate87%
Credit impactNone
How it works

Funding in three steps. No paperwork mountain.

01

Apply in 3 minutes

Answer a few questions and securely link your business bank and processors. Soft credit pull only.

02

Get a real offer

We underwrite on your revenue, not your FICO. See customized funding options within hours.

03

Capital wired to you

Accept an offer and funds land in your business account within 24 hours.

Why revenue-based

Repayment that flexes with your business.

Traditional loans lock you into fixed monthly payments no matter how the month goes. Revenue-based funding scales up when you're crushing it and down when you're not.

No fixed monthly payments

You repay a small percentage of sales — never a rigid amount.

No equity, no dilution

Keep 100% of your company. This isn't venture capital.

Underwritten on revenue

Your business performance drives approval, not personal credit alone.

Transparent flat fee

One clear cost. No compounding interest, no surprise charges.

Put capital to work

Fund the moves that actually grow the business.

Inventory

Stock up before peak season without straining cash flow.

Marketing

Pour fuel on channels with proven ROAS.

Hiring

Bring on the people you need before the revenue lands.

Expansion

Open a new location, launch a new SKU, enter a new market.

Founders we've funded

Real capital. Real growth. Real numbers.

We closed on $250k in two days and doubled our ad spend heading into Q4. Best decision of the year.
Marcus L.
DTC apparel · $250k funded
Traditional banks kept asking for two years of tax returns. Instant Growth funded us on our sales data alone.
Priya S.
SaaS agency · $120k funded
The soft pull was the unlock. No hit to my score just to shop options. Terms were straight-up.
Devon R.
Restaurant group · $480k funded
Qualifications

Three quick checks. That's it.

  • $30k+ monthly revenue
    Consistent sales over the last few months.
  • 6+ months in business
    Enough runway to underwrite on real data.
  • US-based business account
    We fund US operations with a business bank account.

See what you qualify for

3 minutes. Soft pull only. Zero impact to your credit score.

Minimum $30k monthly revenue required to qualify.

By submitting you agree to a soft credit inquiry — no impact to your score.

FAQ

Questions, answered straight.

What is a soft credit pull?+

A soft inquiry lets us check your credit for pre-qualification without affecting your credit score. Your FICO stays exactly where it is.

How is revenue-based funding different from a loan?+

You repay a small percentage of daily or weekly sales until the total is settled. When revenue dips, your payment dips with it. No fixed monthly obligation.

How fast can I actually get funded?+

Most approved businesses see funds wired within 24 hours of accepting an offer. The full application-to-funded cycle typically runs 24–48 hours.

Do you take equity?+

Never. Instant Growth is non-dilutive capital — you keep 100% of your business.

What industries do you fund?+

E-commerce, SaaS, service businesses, restaurants, retail, and most B2B and B2C models with predictable revenue.

Your next growth chapter starts with capital.

Check your offer in 3 minutes. Soft pull only. No obligation.

Check to See if you qualify